Insurance Claims & Homeowners
At The Gardner Company, we provide a thorough and transparent insurance process. Our goals are aligned to represent the homeowner, and our relationships are geared for productive interaction with insurance company representatives.
Storm Damage Insurance Claims
When done right, a proper storm damage insurance claim begins immediately with the analysis of what damage is believed to exist, and ends after the insurance and construction companies have confirmed all necessary repairs have been made.
The Gardner Company is a name you can trust. We have strong working relationships with many of the nation’s leading insurance companies due to our years of experience in insurance property claims. Our knowledge of the insurance industry will help to make the process as easy on you, the homeowner, as possible. Your Gardner representative, local Operations Manager, and Finance Manager are all available for you at any time during the process to answer questions you may have.
Here’s how the storm damage insurance claim process works:
- Damage Inspection
- Insurance Inspection
- Payments and Warranty
Call 877-976-6348 or click to schedule a free, no obligation damage estimate with The Gardner Company. The purpose of this inspection is to see if you have storm damage and to determine whether or not it will warrant an insurance claim. If sufficient damage is found, we will recommend that you contact your insurance company to file a property claim.
Your Gardner Company representative will meet with your insurance company’s adjuster at your property on the day of your scheduled insurance inspection. We recommend having a contractor at your property when the insurance adjuster arrives to make sure everyone agrees on the scope of damage. Our representative will walk the property with your insurance adjuster during the inspection to ensure we agree on the scope of property damage.
You will receive an adjuster’s report from your insurance company detailing the storm damage that was found at your property and how much they are willing to pay for the necessary repairs. Your Gardner representative will review the estimate to see that the scope and price are adequate for the restoration of your property. If we feel that the proper repairs cannot be completed with the alloted amount of money, The Gardner Company. will submit our estimate for repairs to your insurance provider. Gardner will deal directly with your insurance company to explain how we arrived at our estimate. This is done to make sure that adequate funds are available for the necessary repairs on your property. After the insurance company and Gardner have settled on a price for repairs, your representative will work with you to select project materials and decide on a date to begin construction.
Upon completion of your project, your The Gardner Company. representative and the local Manager of Operations will do a final walkthrough of your property with you. The Gardner Company will submit a final invoice to your insurance company to notify them that all repairs are complete. At that time, any remaining funds held by insurance will be released to you. When all insurance payments are in your possession, your Gardner representative will arrange a time for final project close out.
During the close out appointment, we make sure you are completely satisfied with the work we have done. Your Gardner representive will collect all payments at this time and provide you with the final close out paperwork, including a final receipt and warranties.